$925,000  Boise, Idaho
Beautiful well maintained updated home with north end charm close to down town & water park. Main level with 9 ft ceilings, open & filled with natural light. Kitchen with granite tile counters & tile back splash. Master has dual vanities & walk-in closet. Upper level great room creates extra gathering space plus another full bath, bdrm & kitchen. Lower level has full bath/bed & a kitchen. Covered back porch & the yard allow for enjoying gatherings & entertainment. RV parking & 2 car garage.
Call Farzin Safavi 208-863-9571

$925,000  Boise, Idaho
Great income property with many options. Upper unit has 2 bedrooms & 2 baths. Lower unit is one bedroom studio with kitchen & bath. Main level is ADA accessible with full kitchen, living space & a bath, part of it is currently used as hair salon with 4 Stations at $500/station/month. It is also zoned commercial. Great location, close to downtown Boise & amenities. Separate entrances for all the units. Great for Air B&B. Updates include (plumbing, electrical, HVAC, roof). Possibility of adding another unit.
Call Farzin Safavi 208-863-9571

$99,900  Fairfield, Idaho
A unique and historic opportunity to own an anchor business in downtown Fairfield. For approximately 25 years the widely recognized “Jim Dandy’s Pizza” name has been associated with good food, great people and fun times. All existing equipment, inventory and decorative items to be included in sale. Beer / wine license is easily transferable. Most recent financial details and utilities breakdown available upon request. Business is currently not open to the public. See Docs tab for more info.
Call Steve Claridge 208-539-2833

$975,000  Star, Idaho
Enjoy a wonderful life style in Star. Natural beauty abounds! Snuggled near the foothills & a short drive to the Boise River, Canopi Estates... you'll come to love! To feature: large lots, park w/veggie gardens, rock sculptures, pathway and butterfly garden. Wide, 8' tree-lined parkways bring a leafy tree canopy to this idyllic setting. Only 15 lots! Visit w/your neighbors, harvest veggies, rest on park benches, watch the snow settle onto rock sculptures, see butterflies enjoying the flowers. Peaceful.
Call Mary Jane Marlow 805-720-7337

$799,000  Garden Valley, Idaho
Live, work, recreate at your own private Idaho overlooking endless mountain & river views. Fully fenced compound offers security & tranquility, no HOA’s No Restrictions! Commercial frontage, 3 steel security gates, custom built 3584 sf w/ 9” ceilings & wrap around deck. Home is fully apptd, heated floors, great room, master chef kitchen custom hickory cabinets, SS appls, granite, High rated efficient wood stove, gas heating. Big 3rd bedroom dwn, drive in garage, flex space, 2 laundries. Low E windows.
Call Marty Siebertz 208-336-9600

$975,000  Star, Idaho
Enjoy a wonderful life style in Star. Natural beauty abounds snuggled near the foothills & a short drive to the Boise River. Canopi Estates feature large lots, a beautiful park w/veggie gardens, rock sculptures, pathway and butterfly garden. Wide 8' tree-lined parkways will bring a leafy canopy cover to this idyllic setting. Only 15 lots! Get to know your neighbors; harvest veggies, rest on park benches, watch the snow settle onto rock sculptures, see butterflies enjoying the flowering garden. How peaceful!
Call Mary Jane Marlow 805-720-7337

$750,000  Garden City, Idaho
Garden City is fast becoming one of the valley’s emerging hot spots and this 1.38 acre piece of ground is perfectly situated to take advantage of it. Zoned R-3 allows for up to 35 du per acre according to Garden City Municipal Code. Easy access to the Boise River, greenbelt, and a growing number of restaurants, craft breweries, wineries and artisan shops. Buyer to verify development options with Garden City Planning & Development. DO NOT DISTURB TENANT OR ENTER THE PROPERTY W/OUT PERMISSION.
Call John Poole 208-440-9600

$21,000  Garden City, Idaho
INDUSTRIAL FLEX SPACE & YARD AVAILABLE . Approximately 2500 SF open warehouse space available with fully fenced in YARD. Currently set-up as open space building & one bath, one man door & 14 ft ground level roll up door. . Warehouse is equipped with heater. Property can be OFFICE, SHOWROOM, manufacturing , any type of sports, dance, exercise or storage/work space. $1750 a month NNN. The property has total of .69 of an acre. land lease size is negotiable. Tennant improvement negotiable.
Call Farzin Safavi 208-863-9571
IdahoRealEstate.com Blog

Supply and Demand in the Real Estate Market

11/9/2020

Welcome to Idaho! We enjoy a wonderful quality of life here with scenic vistas unlimited recreation.

It is amazing in the midst of a pandemic, high unemployment, protests and a Presidential Election. Home prices are setting new highs, with multiple offers on many properties. .

Mortgage rates are expected to stay very low as the Federal Reserve aims to spur the economy and bring back jobs. Demand increases and therefore so does the price. .

If you find a house you love and it fits your needs please don’t wait! Our market is a Seller’s market. Fast paced, very short days on the market, with low inventory and values are going up. The days of Short Sales and many Foreclosures are long past. If you think have found something is a good deal, so do many others. .

Usually during the winter months we experience a slowdown in Real Estate sales. Weather and economic factors play a part in the market. This year may be different. Many are moving for job changes or they can work from home and the big surge is to be closer to family. .

Idaho is a wonderful place to live, with Boise being a great capital city. Plenty of outdoor activities offer a clean, safe, and friendly environment. The downtown area is attractive, encouraging bikes and walkers. There are numerous ethnic varieties of restaurants and fine dining with many offering outside dining in the warmer months. .

Boise State University is just across the Boise river for easy access to cultural events there. A well maintained Greenbelt is next to the river offering a safe place for bikers & walkers for many miles offering a Zoo, floating the river and many parks. Our mountains are close by offering miles of wilderness and endless recreation. The weather is mild with little humidity, you may get a few inches of snow but it melts off quickly, usually in a couple of days. You can expect and enjoy the ability to work outside in your yard in January. Ski in the morning at Bogus and Golf in the afternoon! Known as the “City of Trees” the landscaping, flowers and foliage is brilliant and a joy! .

I offer you over 35 years of customer service, business management, sales and negotiating experience. I am honest and enjoy problem solving while delivering to you ethical representation! Investors and home owners alike appreciate my compassion for their needs as well as my diligence in research and finding answers. Strategy is as important as attending to the details and I delight in helping you with both. .

When you need Real Estate assistance, allow me the opportunity to work with you by providing comfortable, trouble free service. My goal is to see you enjoy the process of your transaction and be satisfied with the results! .

Thank you! .

Sue Kropf
208-405-5785
SueK363@gmail.com



Rental Market

11/2/2020

Lack of inventory has driven real estate prices up by 14% nationwide, and a whopping 18% in Boise over the last year, in spite of the pandemic! Rent has gone up by 5.5%. Both markets are still very strong, as our relatively small city has become even more desirable as people flee densely populated places.
One unique trend I am seeing as a Property Manager is folks selling their long term homes to take advantage of the unbelievable gains, then renting for a year, hoping the market will calm down once the pandemic and election are behind us. Personally I see no end in sight for the demand in the Treasure Valley, at best appreciation may level off somewhat. Just my opinion!
Another trend is the desire for larger homes and apartments. Working from home and spending much more time there is driving this. Folks also desire nice outdoor space for entertaining and hanging out. Prior to March, smaller spaces seemed to be the latest “thing”. It seems that many employers have discovered the advantage of allowing working from home and may never go back to offices! With the perfecting of online meeting platforms, even business travel will likely never return to Pre-pandemic levels. Dedicated home office space is now a must have.
Our competitive market requires the expertise of an experienced real estate professional. Please call an Atova agent for help!

Jan Allen
jallen@atova.com
208-841-4711



Credit Score And Loan Application Advice

10/27/2020

I was recently asked about credit scores and loan applications so I thought I would take this opportunity to share a few tips with you.

Your credit score not only helps determine whether or not you are eligible for a loan, but it also forecasts how likely you are to re-pay your loan on time.

Did you know the following factors are used to calculate your credit score?

1) Your record of payment history
2) Amount of outstanding credit or loan debt owed
3) History of length and age of each credit line
4) Recent/new credit cards or loans that have been opened
5) Types of credit used

Also, since errors on your credit report can potentially pose a threat to your score, I highly recommend requesting a copy of your report prior to completing your loan application. Being proactive allows you the opportunity to review your report thus giving you time to dispute any errors.

Throughout my career, I have heard stories of buyers who have made the mistake of opening up new credit card accounts after they applied for a loan. Do not let this happen to you! It is during this time of the home-buying process that you should keep your current credit card balances as low as possible. Additionally, avoid the temptation to run out and buy yourself a new car. These things should wait until after you have successfully closed on your new home.

With discipline and paying your bills on time, you will certainly improve your position in achieving a desirable credit score along with a successful loan application process.

I hope you found these tidbits helpful. If you have further questions, please give me a call. I would love the opportunity to help you find your new home!

Be great!
Cindy

Cindy Ritchie
208-284-7090
critchie@atova.com



Boise, Idaho Is A Great Place to Live the American Dream

8/20/2020

Boise, Idaho offers a spectacular mix of rivers, jagged peaks and farmland with the lowest cost of living of the 11 western states.

Boise encompasses a whole lot of open spaces and a little bit of big city. The population of Boise city is 228,000 with almost no crime, great schools, friendly people and easy access to any outdoor activity you could think of.

Locals enjoy all four beautiful seasons, with summers that aren’t too hot and winters that aren’t too chilly. Rain is minimal here, with an average of just 12 inches per year, and more than 200 sunny days a year. Snow in Boise is usually pretty minimal, but if you’re a snow lover, you can head up to the ski resort, Bogus Basin that’s just 25 minutes away.

Boise is a Very Safe City

Boise as a whole is one of the safest cities which means kids can walk to and from school without worry, and many people still leave their doors unlocked.

Outdoor Recreation

Boise has one of the highest percentages of residents participating in outdoor recreation each year. The state is a whitewater rafters and kayaker’s paradise, with the middle fork of the Salmon River, North and South Fork of the Payette River known as premier wilderness rivers.

Skiers and snow boarders flock to Idaho’s ski resorts, Bogus Basin, Sun Valley, Brundage, and Tamarack to name just a few. These resorts are within a few hours’ drive from downtown Boise.

Spring is great in Boise; you can snow ski in the morning and golf, bike ride or hike the foothills in the afternoon.

Boise residents love being close to the great outdoors; snow skiing, snowboarding, cross county, camping, fishing, rafting, boating, hiking, ATV trails or hunting.
Boise State University

Boise State is the largest public university and grants more undergraduate degrees than any other university in the state of Idaho.

The Boise State Broncos football team has a lot of true fans in Boise and all of Idaho. You will see plenty of school spirit, Boise State colors and jerseys on Idahoans, while game day brings in big crowds.
Music Festival

Those who like their musical served in a festival setting, Boise has several gatherings to appeal to a wide range of music fans.

Just one example is; Treefort Music Festival which brings about 400 musical acts of all genres to Boise a five-day span once a year. The festival has grown to include art, technology, storytelling beer brewing and wine tasting.

There's More Culture Here Than Most People Realize

Boise has made a name for itself in the region as a cultural hub for jazz music and theater. Gene Harris Jazz Festival, the Boise Contemporary Theater, Idaho Shakespeare Festival on the Boise River, and the 208 Comedy Fest draws people from all over the Northwest every year. Ballet Idaho located close to downtown Boise offers 23 performances a year along with professional Academy of Dance.

A square block in Boise is dedicated to preserving the culture and history of Europe’s mysterious Basque people. Boise’s Basque Block is a small hub that includes two restaurants, a couple of cultural centers and some local businesses.OOD SCENES

Breweries and Wineries

There are literally dozens of breweries that have popped up in the area, and it’s hard to keep up with all the great beer at their fingertips. Check out the Boise Ale Trail, a free app that encourages residents to try new breweries via checking in on the app. Also, there are several wineries within a short walk or drive from downtown Boise.

A Thriving Job Market

Several analyst recently praised Boise as having one of the nation’s fastest-growing job markets. Part of this success can be attributed to the state’s growing technology presence that includes employers like Micron Technology, Inc. and HP Inc. Boise’s biggest industries still remain in health care and hospitality.

DEBI SHAKLEE
208/860-3711
debishomes4U@yahoo.com



Manufactured Home Financing?

6/17/2020

A lot of people ask if you can finance a manufactured home. While there have been few financing options in the past, restrictions varied on if it was on a foundation? Or not! In 2018 Fannie Mae launched it’s MH Advantage program. This program was put in place to help ease the Nation’s affordable housing shortage. This loan program offers a low down payment for as low as 3% on a qualified manufactured home. You are still required to have an Appraisal completed, which must include the exterior and interior of the home. The Appraisal will take into consideration comparable sales, which may include a regular home. It is always the best practice to reach out to a qualified lender who specializes in lending for Manufactured Homes. Happy House Hunting!

Patsi Williams
208-412-3766
pwilliams@atova.com



Time to sell?

5/17/2020

CONSIDERING SELLING YOUR HOME? NOW MIGHT BE THE TIME…

Have you been thinking of listing your home, but hesitate because of the current environment? Consider the following:

• Homes prices in Ada County increased 18.1% for Q1 2020… the highest in the nation. Other nearby counties have experienced strong price increases, as well.
• According to a recent CNBC news article, as states reopen, homebuyers are rushing back out, but sellers are staying on the sidelines. The article states that buyer interest is fueled in part by more apartment renters hunting for single-family homes.
• A current Forbes-Moody’s Analytics article ranks Boise as one of the 10 US cities best positioned to recover from Coronavirus. Buyers are fleeing crowded cities for the suburbs and smaller cities like Boise.

So, we presently have low inventory and high demand. Why wait to sell your home? The obvious answer is COVID-19. Sellers are reluctant to list their owner-occupied homes due to health and safety concerns.

Talk to a qualified Real Estate professional to lean how you can minimize your risk and still get top dollar for your home. For example, you can:

Leverage technology when listing your home.
More than 70% of today’s home buyers search for homes online. Find a forward-thinking agent who uses not only high-quality photos to showcase your home, but provides, among other things, 360° virtual tours, aerial drone footage, and live tours via Facetime, Google Duo or other live event applications.

Limit showings.
Insist that your agent screen potential buyers who want to view your home to weed out “looky-loos” while focusing on serious, pre-qualified buyers. Provide potential buyers with information on schools, demographics, and crime statistics so it’s easier for them to make informed decisions about whether your home and neighborhoodare a good fit for them.

Employ safety measures.
Offer hand sanitizer, gloves, and booties at the door. Provide selling agents with specific guidance on limiting the number of people touring your home at one time, and ask them to practice social distancing while refraining from unnecessarily touching surfaces. After showings, wipe down high-touch areas.

Use technology for “touchless” transaction management.
Leverage electronic document signing apps, as well as digital appraisals and closings to create an entirely digital experience that is 100% free from physical human contact even through closing.

Now that you’re equipped with this information, what are you waiting for? Contact me today to get your home SOLD!

Kelly McCune
208-914-5724



First Time Home Buyers

5/17/2020

Low interest rates make it possible for first time home buyers to purchase their first home.

Home prices are about the same, but a low interest rate gives the buyer the ability to qualify for a higher purchase price with a lower house payment.

Often Buyers will wait for home prices to drop, however, an even better strategy is a lower interest rate and right now we have historical lows.

Your local lender is where you need to start. Not a bank, but an experienced lender who understands how-not just the rate but the product that the lender uses-can affect the first time homebuyers payment.

Private lenders often have more product available to them then your local bank.

First Time Home Buyers- look for classes that can educate you and give you the start you need. There are classes going on where an experienced lender teams up with an experienced real estate agent. They will assist you in buying your first home. These teams are offering zoom meetings for your convenience.


Val Gray
208-272-0227
vgray@atova.com



Happy homes!

4/5/2020

It is Springtime, time to prepare our flower containers for the front porch or deck areas. Remember to have the color blue included as in a pot, chair cushions, or textured table place mats, top designers include blue to draw the eye.

Creating an enchanting deck or backyard area always draws families outside, to enjoy the beautiful Idaho weather. Hang solar lanterns, solar flower stakes, wind chimes or wind spinners to add elements of surprise. Enjoy your patio, deck, backyard this spring by changing it up a bit! Support local Idaho artisans who design tasteful yard art.

Boldly enjoy the spring and summer months! Atova's agents can help you find your next home.


Karen Dick
208-807-4154
karen@atova.com



Retirement

7/29/2019

They say the average person doesn't have $1000 in the bank for emergencies. Many don't have $400 in the bank for emergencies. What are you going to do when you don't have the higher income, from your job, when you retire?

You can't wait until the last minute to decide. It's time to have a plan. Years ago I went to a conference in Canada, where Bob Proctor was the main speaker. He had some great comments but the one that was the most exciting to me was to create multiple streams of income, to prepare yourself for retirement.

I'm a consistent listener to the Dave Ramsey show. He talks a lot about the stock market. I'm not tied to the stock market so I'll leave that to someone else. But I am tied to Real Estate. He also mentions casually from time to time that he loves real estate. I love it too. I think it's one of the best streams of income there is if handled properly.

First is, you don't make money in real estate when you sell, you make money in real estate when you BUY. I'm sure many of you have seen signs on corners and sign markers for people who buy houses. That could be you. Having owned several properties over a period of time I've learned another lesson. That is buy your real estate with cash, or at least the majority of the price with cash. It gives you a strong position. If you can meet the sellers expectations, and sometimes that's simply a matter of how quickly you can close, the more likely they are to work with you. Most of the houses you will find may have issues, and people who are selling know the issues of their own houses. Usually they know it's going to cost them money to sell it too. When buying a fixer-upper, have a goal in the back of your mind to offer between 70 and 80% of the value of the house if it were in good shape. Sure you may have to paint, you may have to replace carpet but that's all just window dressing.

The truth is there are many people who are making good a good living buying those properties and flipping them or renting them. If you decide to rent them, you are creating streams of income. That concept can better position you for retirement. For those who aren't familiar with the concept, it involves getting your financial house in order. In other words, get out of debt. Period. Everything.

I know many of you are thinking that's easy for you to say. Well really it isn't. But the truth is, it can be done. The Dave Ramsey program is probably the most successful plan in the country. Millions have gotten out of debt using his plan. Take a minute and write down how much money you have coming in. Write down how much is going to go out if you are out of debt. House is paid off that's no payment. Car is paid off, that's no payment. Using cash to operate day to day, no credit card payments. So, it's mostly food, utilities, insurance, and the usual stuff. How much more money would you have at the end of the month to save and invest?? Shocking isn't it. If you plan on being ready for retirement it's important to be in that position. Just to make it simple I'm going to share the six Dave Ramsey Retirement Myth's.

https://www.daveramsey.com/blog/want-a-secure-retirement

Now tell me why you can't do what you need to do to start getting ready for retirement now, and figure out what your multiple streams of income are going to be. You can have fun now and be miserable later or you can plan ahead.

If I can help you look for one of those streams of income, be sure and contact me.

Marlin Scoby
208-546-2727
mscoby@atova.com



NEW CONSTRUCTION VS. EXISTING HOME PURCHASE

6/10/2019

It’s a crazy market out there. Available homes are on low inventory depending on your price range. So the question becomes do you play the waiting game to try and get an existing home? Or do you build?

I would say it really depends on your budget. New Construction homes take longer to get into but you get so many choices. From interior flooring, cabinetry, counters and paint colors. You can fine tune it into what you really want, which sometimes makes you want to stay there longer. Depending on the builder you also get landscaping and fencing. The best part of all is you get a warranty right from the start. From start to finish the timeframe is anywhere from 8-9 months. Your Agent can help you with New Construction, so don’t be afraid of needing to know everything. Your Agent will help you through the entire process. So do you want to wait for the perfect home? Or…………………………….

Existing Homes can sometimes fit the bill just as well. Make sure you and your Agent take your time and find you what you are looking for. Sometimes you might want to jump at the first home you see, but then find you are missing so many things you really wanted. Take into account the area you want to be in, the school district if you have kids, HOA’s if you have RV’s and really the Home itself. Make sure you get a Home Inspection to check for any issues and think about getting a Home Warranty to cover any unexpected expenses. Sometimes you can get the Seller to include the Home Warranty if you have a strong offer.

Your Home should be a place you want to spend time in, so take your time, make sure your Agent knows what you want and find the right place to call Home.

Happy House Hunting!!!

Patsi Williams
208-412-3766
pwilliams@atova.com