$102,500  Meridian, Idaho
This is a fully maintained, "lock and leave" opportunity and you can bring your own builder! Two great adjacent lots available in Creekstone, close to Ten Mile freeway exchange yet tucked away in this charming small community. The seller will discount the price to $200,000 if sold to one purchaser and closed simultaneously.
Call Joye Jones 208-358-0280

$389,900  Meridian, Idaho
This split floor plan has 3 bed/2.5 bath/office/bonus room. There is plenty of storage along w/an oversized 3 car garage w/built in work bench, and shed. The backyard has a large covered patio where you can enjoy conversations around the gas fire pit or in the hot tub. The master offers a separate walk-in shower/tub, dual vanities, huge walk in closet. The kitchen has been updated with newer appliances and granite counter tops. This location is convenient with plenty of restaurants and shopping nearby!BTVAI
Call Steve Phan 208-412-8787
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Eagle
Eagle Idaho is a desireable, upscale community nestled along the base of the Boise foothills. Eagle offers high-end, quality-crafted homes, fine dining, boutique shopping and a friendly community. The Boise river meanders through Eagle and you'll often find folks walking the greenbelt or enjoying a peaceful picnic along the banks. Eagle offers convenient access to the entire Treasure Valley and provides direct routes to northern ski areas, foothills hiking, river rafting and other fun Idaho outdoor activities. If you prefer newer construction homes in an upscale market then Eagle is the place for you. Pictured above is Rembrandt’s Coffee House in Eagle’s quaint downtown area.
The North End
North Boise is one of the most sought after communities in the Boise area. Affectionately referred to as The North End, here you will find classic architecture and character in the turn of the century and early 1900's era homes. Many homes in The North End have been fully restored to their original condition with a complementary touch of modern conveniences. If you enjoy tree-lined streets, patio-dining at corner restaurants and quiet and peaceful neighborhoods then be certain to see a few Boise homes in this area during your visit. Pictured above is Boise’s historic Harrison Boulevard which runs from Boise’s thriving downtown through the heart of The North End.

$100,000  Middleton, Idaho
Mobile Home on Owned Lot. Close to food/retail/churches & quick freeway access. Unit is currently occupied by Tenant who will vacate soon. Owner may take property off market at that time for remodel/upgrade and offer at higher price if not sold.
Call Jeffrey Harris 2014

$399,000  Wilder, Idaho
Single level, 4 bedroom home on one acre. Fantastic view of Snake River Valley, Owyhee Mountains, hop fields. Natural gas heating, cooking and laundry. Three car garage, textured finished walls, auto lights, and climate controlled crawl space, bring your classic car. Two covered porches, front and back. Close to River Bend Golf Course. Unobstructed views. Plenty of room for your shop, toys and RV. Lawn with sprinkler system. Attic with catwalk and lights. Enjoy country living.
Call Karen Dick 208-807-4154

$539,600  Eagle, Idaho
Beautiful single story home in the Eagle Preserve. Mountain views, with no rear neighbors, and a fully fenced yard. Three minutes to all that Eagle and Meridian have to offer. This very light and spacious home has been impeccably maintained, and has over $50,000 in custom upgrades that need to be seen to fully appreciate.
Call Tom Barbey 208-794-6323

$795,000  Garden City, Idaho
This is an excellent retail location; high traffic, 3/4 acre of parking and a wide open 4,500 sqft building. There is enough room to maximize this large lot by building another structure with twice as much square footage as the existing building. There are so many possibilities and options. The building is block and is stripped to the walls except for two bathrooms. There are 2 A/C units, updated wiring and plumbing and back flow unit has just been upgraded.
Call Dennis Colgan 208-602-2754

$25,000  Fairfield, Idaho
Welcome to your gateway to all things Sawtooth Forest. Immediate access to endless recreational possibilities. Great views of the Camas Prairie and towering Soldier Peaks. Short drive to Ski Area. One hour drive to Sun Valley. Plat map available at green "D" tab above.
Call Steve Claridge 208-539-2833

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July 29, 2019

They say the average person doesn't have $1000 in the bank for emergencies. Many don't have $400 in the bank for emergencies. What are you going to do when you don't have the higher income, from your job, when you retire?

You can't wait until the last minute to decide. It's time to have a plan. Years ago I went to a conference in Canada, where Bob Proctor was the main speaker. He had some great comments but the one that was the most exciting to me was to create multiple streams of income, to prepare yourself for retirement.

I'm a consistent listener to the Dave Ramsey show. He talks a lot about the stock market. I'm not tied to the stock market so I'll leave that to someone else. But I am tied to Real Estate. He also mentions casually from time to time that he loves real estate. I love it too. I think it's one of the best streams of income there is if handled properly.

First is, you don't make money in real estate when you sell, you make money in real estate when you BUY. I'm sure many of you have seen signs on corners and sign markers for people who buy houses. That could be you. Having owned several properties over a period of time I've learned another lesson. That is buy your real estate with cash, or at least the majority of the price with cash. It gives you a strong position. If you can meet the sellers expectations, and sometimes that's simply a matter of how quickly you can close, the more likely they are to work with you. Most of the houses you will find may have issues, and people who are selling know the issues of their own houses. Usually they know it's going to cost them money to sell it too. When buying a fixer-upper, have a goal in the back of your mind to offer between 70 and 80% of the value of the house if it were in good shape. Sure you may have to paint, you may have to replace carpet but that's all just window dressing.

The truth is there are many people who are making good a good living buying those properties and flipping them or renting them. If you decide to rent them, you are creating streams of income. That concept can better position you for retirement. For those who aren't familiar with the concept, it involves getting your financial house in order. In other words, get out of debt. Period. Everything.

I know many of you are thinking that's easy for you to say. Well really it isn't. But the truth is, it can be done. The Dave Ramsey program is probably the most successful plan in the country. Millions have gotten out of debt using his plan. Take a minute and write down how much money you have coming in. Write down how much is going to go out if you are out of debt. House is paid off that's no payment. Car is paid off, that's no payment. Using cash to operate day to day, no credit card payments. So, it's mostly food, utilities, insurance, and the usual stuff. How much more money would you have at the end of the month to save and invest?? Shocking isn't it. If you plan on being ready for retirement it's important to be in that position. Just to make it simple I'm going to share the six Dave Ramsey Retirement Myth's.

https://www.daveramsey.com/blog/want-a-secure-retirement

Now tell me why you can't do what you need to do to start getting ready for retirement now, and figure out what your multiple streams of income are going to be. You can have fun now and be miserable later or you can plan ahead.

If I can help you look for one of those streams of income, be sure and contact me.

Marlin Scoby
208-546-2727
mscoby@atova.com



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